Campus Bookstore · Musharakah Participation

What your ticket returns

Set your ticket size and see the actual half-yearly ledger over the 3-year term. Figures are modelled scenarios, not guarantees.

Ticket size
3
tickets
RM 30,000
of RM 130,000 total (13 tickets)
Repayment option
Trading scenario
You earn half. Your ticket earns its proportional share of the business's profit — you receive half of that. The other half reflects Jameel's labour, time and running costs putting the store together day to day. This is a Musharakah, reviewed with a qualified Islamic finance specialist.
Your ticket's full share
RM 34,800
RM 17,400 you receive (half)
Principal returned
RM 30,000
Total · multiple
RM 47,400 (1.58x)
Capital remaining in the venture
Mo. 12
RM 30,000
Mo. 18
RM 24,000
Mo. 24
RM 18,000
Mo. 30
RM 12,000
Mo. 36
RM 6,000
Payment ledger · 3 tickets · Base case · Declining
DateCapital at startYour halfPrincipalCumulative
Month 12RM 30,000RM 7,477RM 6,000RM 13,477
Month 18RM 24,000RM 3,692RM 6,000RM 23,169
Month 24RM 18,000RM 2,769RM 6,000RM 31,938
Month 30RM 12,000RM 2,308RM 6,000RM 40,246
Month 36RM 6,000RM 1,154RM 6,000RM 47,400
Declining vs. full term — cumulative received

Indicative only, based on modelled trading scenarios, not a projection or guarantee. Structure is a Musharakah reviewed with a qualified Islamic finance specialist (fiqh al-muamalat); a written record of that review and independent legal review are still pending. Do not treat this tool or the participation agreement as final until both are complete.